It is true the commentary 2 years ago on http://thevalueswan.com/some-low-risk-mutual-funds-that-deliver-9-10-yearly-backtested-10-to-15-years/ has only returned 3% and 4% yearly which is not the best but it is a secure gain backed by bonds and income producing stocks.
I am deeply sorry for not giving the best commentary. The moral of the story, even backtesting 10 or 15 years is bullshit.
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